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Summer vacation.

Seems like everyone wants to hit the road as soon as the kids get out of school. There are some vacation days saved up from work and if we don’t use ’em, we lose ’em. So, let’s go! Don’t have enough cash? Well…

Here are my top few financial mistakes people make on vacation-
1. Putting all the expenses on a credit card. I’ve seen people come in to file bankruptcy whose debt, or at least a chunk of it, is a vacation from 4, 5, 6 years ago. Is a week in Destin really worth paying for the next 3 years?
2. Timeshares- My dad swears by his timeshare. He paid cash and bought it from a ruputable company with a complete understanding of the terms and conditions. Unless you are paying for a timeshare with cash, understand all the terms, and can afford the fees, don’t buy. No matter what the salesman says, the same great deal will be there tommorow.
3. Gambling too much- no explanation needed.
4. Not looking for a deal. It you’re reading this blog chances are you know how to use the internet. Take time to research your destination- this will save you a few bucks and make your vacation more fun.

Well, I’m off to plan my vacation- I’m going this winter.

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One Response to “Summer vacation.”

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