Student Loan Debt in Louisville and Shepherdsville, KY | Wantland Law Wantland Law » Student Loan Debt

Student Loan Debt

Student loan debt is in the group of debt commonly not dischargedable in a bankruptcy. It falls under the exceptions to debt that can not be discharged including past child support, alimony, drunk driving injuries, new or recent taxes, and debt by fraud. However, bankruptcy can be used to help with student loan debt.

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If you file a Chapter 7 then the student loan debt will be held off for a period of time, but it will not be discharged. Chapter 7 puts the breaks on student loan payments while your case is pending. This will allow you to have some extra money each month to help get you financial situation under control while your case is pending. If you file a Chapter 13 bankruptcy then the student loan debt will be repaid in the same proportion as the other debt is being repaid as part of a managed payment plan while the bankruptcy is in effect.

Student loan debt is a difficult and scary process to go alone. Let the attorneys at WANTLAND LAW, PLLC help you navigate this uncertain time. Contact us today!

Additional Non-Dischargeable Debts

In addition, the following debts are not discharged if the creditor objects during the case and proves that the debt fits one of these categories:

  • Debts from fraud, including certain debts for luxury goods or services incurred within 90 days before filing and certain cash advances taken within 70 days after filing
  • Debts from willful and malicious acts
  • Debts from embezzlement, larceny or breach of fiduciary duty
  • Debts from a divorce settlement agreement or court decree, if the debtor has the ability to pay and the detriment to the recipient would be greater than the benefit to the debtor

WANTLAND LAW, PLLC is a debt elimination provider. We help people file for relief under the U.S. Bankruptcy Code.


The attorneys of Wantland Law in Shepherdsville, Kentucky, advise and represent individuals and families in bankruptcy cases and debtor-creditor negotiations in Bullitt County, Nelson County, Spencer County, Hardin County, Okolona, Jefferson County, Louisville, and such communities as Mount Washington, Brooks, Lebanon Junction, Bardstown, Taylorsville, Elizabethtown, Radcliff and Fort Knox.

The information on this Louisville kentucky Wantland Law / Law Firm website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. THIS IS AN ADVERTISEMENT.

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