Internet Loans are BAD- part 2 | Wantland Law Wantland Law» Blog Archive » Internet Loans are BAD- part 2

Internet Loans are BAD- part 2

Since I last wrote about internet check advances, I continue to see just what rotten lenders make these types of loans.

Often times, people who come to me with Internet cash advance loans don’t have a mailing address for the lender. What a nightmare. They often don’t have mailing addresses on their web site. Additionally, when you call, they won’t even tell you where to send mail.

This is not because they are trying to cut down on wasted paper. For proper notice to be given in a chapter 13 or chapter 7 a proper mailing address must be given. For certain legal protections to arise, notice must be given in writing.

This week, I heard a new low. A payday lender was calling a borrower at work (not a new low). I was shocked (new low) to hear them threaten her with JAIL if she did not pay the loan. Besides this being an outright lie, it’s beyond the realm of legally possible.

It’s hard for me to be excited about the neighborhood cash advance store. They charge high fees and higher interest. However, the more time I see the disaster that Internet based loans are, I have to say it’s better to show local.


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