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Internet Check Advances

It’s no secret that check advance loans are not a bright decision.  The interest rates and fees on these loans make the real interest rates on these loans several hundred percent- more than times the interest rate of even the most expensive of credit cards.  Even check advance lenders will remind you that check advance loans are high interest and should only be used as a loan of last resort.

As bad as they are, some are worse than others.  At all costs, avoid internet based cash advance loans.  Many of these operations operate from outside the United States- and United States law.  Most don’t respect common protections of bankruptcy.  Even if you seek bankruptcy protection, they will continue to take money from your account.  You can still sanction them in bankruptcy court, right?  WRONG.

Because they operate off shore in far away lands, they don’t respond to court notices.  They are far from justice and far from fair.  They often charge fees beyond what is legally permissible.  They are a really bad deal- even for what is already not such a great deal.


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