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I meet with people every week that have suffered some sort of tragedy. Too often they don’t have insurance, enough insurance, or the person that should have had insurance didn’t. To add insult to injury, they’re hurt AND now broke. If someone hits you, totals your car, and does not have insurance, you’re left holding the bag. Most folks I know can’t just write a check and get a new car.

Be sure to have underinsured motorists insurance on your cars. If you have a motorcycle, get PIP (or have GOOD health insurance. Invest in health insurance. Get flood insurance on your home. If you’re not sure what coverage is a good idea- ask your lawyer for suggestions.

I’m not saying EVERY insurance is a good idea. Typically, I don’t recommend WHOLE life insurance (term is a must), credit life insurance, credit protection coverage, extended warranties…

To quote ole Dimwitty- be wise, be insured.


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